REALTORS® provide real estate information A REALTOR® can help you find a home for sale A REALTOR® is a real estate agent REALTORS® know the local real estate market and can help you find property A REALTOR® can help you find a real estate loan
Financial Tools - Iowa Real Estate
 
Buying a Home in Iowa?
How much can you afford?
Use our mortgage calculator to help you find an Iowa home.
 
Your Mortgage Assumptions:
(See below for an explanation)

Loan Amount:
$

Interest Rate %:

Years:

Annual Tax:
$

Annual Insurance:
$

Annual Dues:
$

 
 

Figures shown below are an estimate only.
Please consult an Iowa REALTOR® for more detailed mortgage information.

Your Mortgage Estimate

Monthly Principal + Interest:

$

Monthly Tax:

$

Monthly Insurance:

$

Monthly Dues:
$

Total Payment:

$

Additional loan options may be available to help you afford your home.
Contact an Iowa REALTOR® for more information on loan programs.

Assumption Glossary:
Loan Amount: This is the amount of your loan, excluding a down payment or other supplementary financing. Lenders typically require supplementary financing or Private Mortgage Insurance if your down payment is less than 20% of the purchase price.
Interest: This is the interest rate you expect to receive from a lender. Interest rates vary according to market conditions and your credit rating.
Years: The number of years it will take you to repay the loan. Typical loan durations are 30, 20, or 15 years.
Annual Tax: Enter an estimate of your local property or city taxes, expressed as an annual amount.
Annual Insurance: Enter the annual amount you expect to pay in property or hazard insurance.
Annual Dues: Enter the annual amount you expect to pay in association or homeowner dues. This typically applies to condo or townhouse buyers and some subdivisions that require membership in a homeowner association. An Iowa REALTOR® can provide you with dues requirements for your area.
When buying or selling a house in Iowa, your REALTOR® can help you find the right financing options.
 
 
Find Iowa Real Estate

Enter a city name, or view a city/town list.

, IA
City/town name

Buying a home?
7 things you need to know...

Selling a home?
See 7 things that frustrate sellers...
Iowa Property Owners Alliance
GraphIowa Housing Market Report