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Buying a Home in Iowa? How much can you afford?
Use our mortgage calculator to help you find an Iowa home.
 
Your Mortage Assumptions: (See below for an explanation)

Loan Amount:
$

Interest Rate %:

Years:

Annual Tax:
$

Annual Insurance:
$

Annual Dues:
$

 
 

Figures shown below are an estimate only.
Please consult an Iowa REALTOR® for more detailed mortgage information.

Your Mortgage Estimate

Monthly Principal + Interest:

Monthly Tax:

Monthly Insurance:

Monthly Dues:

Total Payment:

Additional loan options may be available to help you afford your home.
Contact an Iowa REALTOR® for more information on loan programs.

Assumption Glossary:
Loan Amount: This is the amount of your loan, excluding a down payment or other supplementary financing. Lenders typically require supplementary financing or Private Mortgage Insurance if your down payment is less than 20% of the purchase price.
Interest: This is the interest rate you expect to receive from a lender. Interest rates vary according to market conditions and your credit rating.
Years: The number of years it will take you to repay the loan. Typical loan durations are 30, 20, or 15 years.
Annual Tax: Enter an estimate of your local property or city taxes, expressed as an annual amount.
Annual Insurance: Enter the annual amount you expect to pay in property or hazard insurance.
Annual Dues: Enter the annual amount you expect to pay in association or homeowner dues. This typically applies to condo or townhouse buyers and some subdivisions that require membership in a homeowner association. An Iowa REALTOR® can provide you with dues requirements for your area.
When buying or selling a house in Iowa, your REALTOR® can help you find the right financing options.
 
Looking for a home loan? Just search for real estate in any Iowa city or town, and then click the "Home Loans & Services" link to view contact information for area lenders. Click here to get started...

 
Find Your Iowa Home

Enter a city or town name and click submit:

City: , Iowa

 
Need Mortgage Information?

We've made it easy to find home mortgage and loan companies in Iowa.

Just search for real estate in a particular city or town, and then click the "Home Loans & Services" link to view contact information for lenders.

Click here to get started...
 
Home Buying Tip

Buying a home can save you thousands of dollars in taxes every year because interest paid on mortgage loans is often tax deductible.

Use the IRS Withholding Calculator to determine your tax savings.

Of course, you should consult a tax adviser for more information.
Brought to you by the Iowa Association of REALTORS®

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